Navigating India’s tax system can be daunting, especially when understanding Income from Other Sources. This category encompasses various earnings that don’t neatly fit into predefined tax brackets like Salary, House Property, Business/Profession, or Capital Gains. In this guide, we’ll delve into the intricacies of Income from Other Sources, shedding light on its components, taxation intricacies, […]
What is the Senior Citizen Savings Scheme (SCSS) and its disadvantages?
Disadvantages Of Senior Citizen Savings Scheme (SCSS): The Senior Citizen Savings Scheme (SCSS) stands as a government-backed beacon of financial security for elderly citizens in India. Launched in 2004, SCSS aims to provide a reliable investment avenue for those above 60, offering attractive interest rates and tax benefits. However, as with any financial instrument, the […]
Unveiling Section 80EEA: Home Loan Interest Deduction Act
The intricacies of the Indian Income Tax Act 1961 bring forth numerous provisions aimed at providing taxpayers with avenues to optimise their financial planning. Section 80EEA is one such provision introduced to furnish an extra deduction on home loan interest, specifically tailored for first-time homebuyers venturing into affordable housing. This in-depth guide aims to unravel […]
RBI Floating Rate Bond in India
Investors seek instruments that adapt to market dynamics in the ever-evolving finance landscape. Enter Floating Rate Bonds, a flexible option designed to weather the storm of changing interest rates. In this comprehensive guide, we’ll explore the ins and outs of Floating Rate Bonds, uncovering their features, risks, and the potential advantages they bring to savvy […]
Decoding India’s Bond Market: Exploring The Types Of Bonds
Bonds are a popular investment choice for individuals seeking regular income, capital preservation, and portfolio diversification. In simple terms, a bond is a loan agreement between a borrower and a lender. When you buy a bond, you essentially lend money to the issuer for a specified period, during which the issuer promises to repay the […]
Venture Capitalists vs. Angel Investors
In the dynamic world of startups, securing funding is often a pivotal step in the journey to success. Venture Capitalists (VCs) and Angel Investors are two significant players in this funding landscape. While both share the common goal of supporting early-stage companies, understanding the nuances between them is crucial for entrepreneurs seeking financial backing. In […]
Unlocking Post Office FD Interest Rates in 2025
In the vast landscape of financial instruments in India, one option stands out for its simplicity, reliability, and widespread accessibility – Post Office Fixed Deposits (PO FD). Operated by India Post, the post offices across the country offer depositors an opportunity to secure their savings with competitive interest rates and a range of tenures. In […]
Financial Lease vs. Operating Lease
When acquiring essential equipment or assets for your business without the hefty upfront costs of buying, leasing presents a practical solution. However, within the leasing landscape, two primary options emerge: financial and operating leases. Each carries its own set of advantages and considerations. Let’s delve deeper into each lease type’s specifics to help you determine […]
Fractional Ownership: Transforming Real Estate Investing
India’s real estate landscape is evolving remarkably, driven by an innovative trend known as fractional ownership. Traditionally dominated by full ownership models, the Indian real estate market is now embracing the concept of co-ownership, unlocking new possibilities for investors and aspiring property owners alike. What is Fractional Real Estate Investment? Fractional real estate investing is […]
Understanding Commercial Real Estate
Commercial real estate (CRE) stands as a cornerstone for income-generating properties, spanning from office spaces to shopping malls. In this comprehensive exploration, we delve into the diverse landscape of CRE and its investment potential. Defining Commercial Real Estate: Commercial real estate encompasses non-residential properties designed for income generation. This includes shopping malls, office spaces, and […]