Fixed deposits (FDs) are a popular and safe way to invest money, offering a guaranteed return over a set period. ESAF Small Finance Bank, known for its focus on innovation and making financial services accessible, offers various FD plans for different types of customers, including residents, senior citizens, and NRIs. They provide FD interest rates […]
Understanding the Difference Between Direct and Indirect Taxes
Introduction: Taxes are essential to any economy and fund public services and infrastructure. In India, taxes are categorised into two main types: direct and indirect. Understanding the difference between these tax types can help individuals and businesses manage their finances better and comply with legal requirements. What Are Direct Taxes? Direct taxes are levied directly […]
How to Invest in Bonds in India: Best Bonds & Simple Steps
Investing in bonds is an effective way to diversify your portfolio, offering a stable and predictable income stream. For those who prefer lower-risk investments compared to equities, bonds provide a secure option with fixed returns. At TapInvest, we offer a wide range of bond options to cater to various investment goals. In this guide, we’ll […]
Old vs New Income Tax Slabs for FY 2023-24 and AY 2024-25
India’s tax system offers a choice between the old and new regimes, and the decision could impact your finances significantly. The new tax regime, introduced in the Union Budget 2020, aims to simplify taxes by offering lower tax rates but with fewer deductions and exemptions. As of FY 2023–24 and AY 2024–25, this new regime […]
Understanding the Zero Cost Collar
The zero-cost collar is a strategic approach used in financial markets to protect investments from potential losses while allowing for limited upside potential. This technique is trendy among investors looking to hedge against market volatility without incurring additional costs. This article thoroughly explores the zero-cost collar, including its structure, benefits, drawbacks, and real-world applications. What […]
Buy & Sell Unlisted Shares Online in India
Are you worried about missing out on high-growth investments because they’re not listed on the stock market? Investing in unlisted shares might be an intriguing option for you when you’re looking for high-growth prospects in companies not yet listed on official stock exchanges like the NSE or BSE. Investors trade these shares in over-the-counter (OTC) […]
Difference Between Bondholder and Shareholder: Understanding the Key Distinctions
When investing in a company, one can choose to be a bondholder or a shareholder. Both roles provide opportunities for financial growth, but they come with different rights, risks, and rewards. In this article, we’ll explore the fundamental differences between bondholders and shareholders, helping you understand which role might better suit your investment strategy. What […]
What is IPO Flipping? Understand the Risks & Rewards
What is IPO Flipping? IPO flipping is a strategy investors use to quickly sell shares they acquired during an Initial Public Offering (IPO). The primary goal of IPO flipping is to profit by selling the shares immediately after they start trading on the stock exchange, usually within a few days. This strategy capitalises on the […]
Disadvantages of Peer-to-Peer Lending
Peer-to-peer (P2P) lending has become a popular alternative to traditional banking, especially in India. While it offers numerous advantages, like higher returns for investors and easier loan access for borrowers, it’s essential to be aware of its potential downsides. This article will explore the disadvantages of peer-to-peer lending, particularly in the Indian context. Also, read […]
The Importance of Hallmark Gold in Indian Gold Market
Gold has long represented wealth, security, and cultural significance in India. When purchasing gold, especially in jewellery or bullion, you must ensure the quality and purity of the gold you buy. This is where hallmark gold comes into play. Understanding what hallmark gold is, the symbols used in Indian gold hallmarking, and how it differs […]