Have you ever considered why junk bonds are becoming popular, even with a name like that? Also called high-yield bonds, these investments can offer great returns, especially when interest rates are low. However, “junk” can worry some people because it hints at higher risks. These bonds have higher risks and lower credit ratings, paying more […]
Differences and Comparison between Bonds and NCDs
Have you ever wondered about the fundamental differences between bonds and non-convertible debentures (NCDs) when investing? Although both are necessary for financing, bonds have distinct features that can significantly influence your choices. Another critical distinction is liquidity; bonds tend to be more liquid than NCDs, which can be more challenging to sell due to their […]
How To Sell Bonds Before Maturity?
Introduction: Bonds are generally considered long-term, fixed-income investments with the expectation that investors will hold them until maturity. However, life can be unpredictable, and circumstances may arise where you need liquidity before the bond matures. The question arises: “Can you sell bonds before maturity?” This article will explore the possibility, risks, and benefits of selling […]
Muhurat Trading 2024: Timing, Strategy, and How to Diversify with Fixed Income
Muhurat trading is an annual, symbolic event celebrated by investors on the Indian stock exchanges during Diwali, the festival of lights. It’s more than just a regular trading session—this one-hour period is believed to bring good fortune and prosperity for the year ahead. Investors engage in a brief session on exchanges like NSE and BSE […]
LIC Bond: Features, Benefits, and Loan Interest Rates
Introduction to LIC Bonds: The Life Insurance Corporation of India (LIC) is a trusted insurance and investment sector name. Over the years, it has provided many investment options, including bonds. LIC bonds are a secure and stable investment, combining insurance and fixed returns. Whether you’re a seasoned investor or someone new to the market, understanding […]
Investing in Silver in India: Key Features and Rules
How stable is the Silver price when it goes up, and what risks should investors know about? Adding Silver to your investment mix can help you spread your risks and protect against market ups and downs. In India, more people are interested in Silver rate today because it appeals to many investors and serves as […]
NBFCs and the Issuance of Credit Cards: An Overview
In recent years, NBFCs have shown more interest in credit cards. However, can NBFCs issue credit cards? They can’t because the Reserve Bank of India (RBI) has strict rules about who can. Only traditional banks with more experience lending money can do this. These banks must follow necessary regulations like anti-money laundering (AML) laws and […]
Invest in IREDA Bonds: A Secure Fixed-Income Option for Your Portfolio
Introduction: In today’s uncertain economic environment, finding secure investment options that offer consistent returns is essential. One such opportunity lies in IREDA Bonds, issued by the Indian Renewable Energy Development Agency (IREDA). These bonds not only provide steady income but also support the growth of renewable energy in India, making them a sustainable choice for […]
Key Differences Between Bonds and Loans
The differences between bonds and loans are essential for making wise financial choices. But what sets them apart, and why can these terms confuse investors and borrowers? While both bonds and loans involve lending and borrowing money, they work differently. Bonds are like IOUs from companies or governments. When you buy a bond, you’re lending […]
Bonds vs. Fixed Deposits: A Comparison of Investment Options
Do you need clarification about whether bonds or fixed deposits (FDs) are better for you? Both are safe investments with fixed returns but have different benefits and risks. FDs are safer because your money is insured up to ₹5 lakh, while bonds, especially from companies, can be riskier. Bonds might not be as easy to […]