Invest in Moneyview Bonds Through Tap Invest: A Smart Choice for Investors

TapInvest is excited to announce the availability of Moneyview Bonds on our platform, providing investors with a unique opportunity to invest in senior secured bonds of Whizdm Finance Private Limited (WFPL), a leading NBFC registered with the RBI. Backed by its parent company’s robust financial technology and management expertise, Whizdm Innovations Private Limited (WIPL), WFPL has established itself as a trusted provider of unsecured personal and business loans. With a stable rating of BBB+ assigned by India Rating, this investment opportunity promises security and growth potential. In this comprehensive article, we’ll explore the details of WFPL, the benefits of investing in Moneyview Bonds, and how you can start investing through TapInvest.

About Whizdm Finance Private Limited (WFPL):

Whizdm Finance Private Limited (WFPL) is a wholly-owned subsidiary of Whizdm Innovations Private Limited (WIPL). Established on March 27, 2017, WFPL operates under the brand name “Moneyview—Personal Loan App.” As an RBI-registered Non-Banking Financial Company (NBFC), WFPL provides unsecured personal loans to salaried and self-employed individuals and business loans to self-employed individuals for their business needs.

The company’s impressive growth is evident from its financial metrics, with a notable increase in its assets under management (AUM) and a well-managed delinquency rate. WFPL has managed to maintain a healthy loan book, with a significant reduction in 90+ days past due (dpd) from 3.06% in FY 23 to 0.92% in FY 24. This demonstrates WFPL’s effective risk management and strong underwriting standards.

Parent Company: Whizdm Innovations Private Limited (WIPL):

WIPL, the parent company of WFPL, is a technology-driven enterprise that manages the Moneyview app, a popular mobile application for personal loans. Since its inception, the Moneyview app has garnered over 50 million downloads and disbursed loans of over Rs 30,000 crores. The platform’s extensive reach covers over 19,000 pin codes across India, making it a widely trusted financial solution.

WIPL’s strength lies in its advanced technological infrastructure and strong leadership team. The company was co-founded by Mr. Puneet Agarwal and Mr. Sanjay Aggarwal, both graduates of IIT-Delhi with vast experience in finance and technology. The leadership team is supported by seasoned professionals, including Ms Sushma Abburi (Chief Business Officer), Mr Rahul Patidar (Chief Risk Officer), Mr Saurav Goyal (Chief Financial Officer), and Mr Prasanth Naidu (Chief Marketing Officer). Together, they have propelled WIPL to new heights, as evidenced by its impressive financial performance and steady growth in AUM.

Investment Opportunity: Moneyview Bonds

Key Features of Moneyview Bonds:

1. Type: Senior Secured Bonds
2. Issuer: Whizdm Finance Private Limited (WFPL)
3. Parent Company: Whizdm Innovations Private Limited (WIPL)
4. Credit Rating: BBB+ with a stable outlook (India Rating)
5. Security: Backed by WFPL’s robust loan book and WIP L’s technological and financial strength
6. Liquidity: WFPL has a strong liquidity position, supported by continuous equity infusion from WIPL
7. Attractive Returns: Offers competitive interest rates compared to other fixed-income instruments
8. Risk Management: WFPL’s rigorous credit assessment and risk management practices ensure low delinquency rates

Why Invest in Moneyview Bonds?

Stable Credit Rating:

The Moneyview Bonds are rated BBB+ by India Rating, indicating moderate credit risk with a stable outlook. This rating reflects WFPL’s strong financial position, prudent risk management, and consistent performance. The company’s ability to maintain a low delinquency rate and robust loan book growth further strengthens the investment’s security.

Experienced Management Team:

The leadership team at WFPL and WIPL brings decades of experience in finance, technology, and risk management. The co-founders, Mr. Puneet Agarwal and Mr. Sanjay Aggarwal have a proven track record of building successful financial products and services. The team’s expertise and strategic vision have been instrumental in the company’s growth and stability.

Strong Financial Performance:

WFPL’s financials showcase impressive growth and stability. The company has seen a substantial increase in its AUM and a notable decrease in delinquency rates. WIPL’s continuous equity infusion provides a solid capital base, ensuring sufficient liquidity for future growth. The company’s total income and net worth have consistently improved, highlighting its operational efficiency and profitability.

Technological Edge:

WIPL’s Moneyview app is a market leader in digital lending, offering a seamless user experience and quick loan disbursement. The platform’s advanced technology and data-driven approach enable efficient credit assessment and risk management. The app’s widespread adoption and high customer satisfaction rate make it a reliable channel for financial services.

Diversified Investment Portfolio:

Investing in Moneyview Bonds allows you to diversify your investment portfolio with a stable, fixed-income instrument. The bonds offer an attractive yield with relatively low risk, making them an excellent choice for conservative investors seeking steady returns.

How to Invest in Moneyview Bonds Through TapInvest:

Investing in Moneyview Bonds through TapInvest is a simple and seamless process. Follow these steps to start your investment journey:

1. Sign Up on TapInvest: Create an account on our platform by providing your basic details and completing the KYC process.
2. Explore Investment Options: Browse the available investment options and select Moneyview Bonds from the list.
3. Review Bond Details: Review the bond’s terms, including the interest rate, maturity date, and other essential information.
4. Make Your Investment: Enter the investment amount and complete the transaction using our secure payment gateway.
5. Track Your Investment: Monitor your investment’s performance through the TapInvest dashboard, where you can view interest payouts, maturity dates, and other relevant information.

Conclusion:

Moneyview Bonds offer a secure and attractive investment opportunity for investors seeking stable returns with moderate risk. With a strong credit rating, an experienced management team, and solid financial performance, WFPL stands out as a reliable issuer. By investing through TapInvest, you gain access to this lucrative investment avenue and benefit from our user-friendly platform and expert support.

Grab this opportunity to diversify your portfolio and invest in Moneyview Bonds. Sign up on TapInvest today and take the first step towards a secure financial future.

FAQs On Moneyview Bonds Investment:

• What are Moneyview Bonds?

Moneyview Bonds are senior secured bonds issued by Whizdm Finance Private Limited (WFPL), an RBI-registered NBFC. These bonds offer a fixed-income investment opportunity with competitive returns and are backed by the company’s robust financial standing.

• How can I invest in Moneyview Bonds through TapInvest?

To invest in Moneyview Bonds through TapInvest, sign up on our platform, complete the KYC process, and select the bonds from the available investment options. You can then review the bond details and invest through our secure payment gateway.

• What is the minimum investment amount for Moneyview Bonds?

The minimum investment amount for Moneyview Bonds may vary. For the current minimum investment requirement, please refer to the specific bond details on the TapInvest platform.

• Are Moneyview Bonds safe to invest in?

Moneyview Bonds are rated BBB+ by India Rating, indicating moderate credit risk with a stable outlook. The bonds are secured by WFPL’s solid financials and supported by the parent company, Whizdm Innovations Private Limited (WIPL). However, as with any investment, there is a degree of risk involved.

• How do I track my investment in Moneyview Bonds?

You can track your investment in Moneyview Bonds through the TapInvest dashboard. The platform updates interest payouts, bond maturity, and other relevant information. You can access this information by logging into your TapInvest account.