Here's how it all started
Tap Invest was born from a simple observation: India saves, but India doesn't invest well.
The founders come from different middle class background but with a very familiar and shared experience. Where one’s father has been slogging through the years to give their kid’s the best exposure to a mother who started a lifetime of a hustle, building wealth piece by piece saving from earnings to fund education and marriages. Money was always tight.
Tap Invest was born from a simple observation: India saves, but India doesn't invest well.
The founders come from different middle class background but with a very familiar and shared experience. Where one’s father has been slogging through the years to give their kid’s the best exposure to a mother who started a lifetime of a hustle, building wealth piece by piece saving from earnings to fund education and marriages. Money was always tight.
But there was something that defined the experience: watching savings erode. Fixed deposits that once returned 12% gradually collapsed to 5%. The same bank issued NCDs yielded 13% which only the select could access.
This disparity was stark. Watching a life's work, 30 years of discipline and sacrifice left on the table because the infrastructure didn't exist.
That feeling became the fuel for Tap Invest.
But there was something that defined the experience: watching savings erode. Fixed deposits that once returned 12% gradually collapsed to 5%. The same bank issued NCDs yielded 13% which only the select could access.
This disparity was stark. Watching a life's work, 30 years of discipline and sacrifice left on the table because the infrastructure didn't exist.
That feeling became the fuel for Tap Invest.
Building India's largest fixed income ecosystem
Loved and trusted by 100k + users
Our Mission
Our Mission
Our Mission
Debt is India's answer.
India is a country of savers people who understand the value of preservation. But for decades, savers have saved in the wrong places. India doesn't need another investment app. India needs access to debt products that actually work.
Tap Invest exists to fix this once and for all.
We are building India's largest debt ecosystem. Constructing the system where a Rs 1000 bond purchase gets the same clarity, the same returns, the same legitimacy as a Rs 5 crore portfolio. Where access to better returns isn't gatekept. Where the middle class stops wondering if they could have done better.
Achievements so far
Trust has always been a core value at Tap Invest. It drives how we build secure systems for
our people and remains a key pillar behind our continued growth
4.5 ★
App Rating
4.5 ★
App Rating
4.5 ★
App Rating
100k+
Users
100k+
Users
100k+
Users
₹1500 Cr+
Raised
₹1500 Cr+
Raised
₹1500 Cr+
Raised
11-15%
XIRR
11-15%
XIRR
11-15%
XIRR
What's in it for you
Today: Distribution at Scale
Today: Distribution at Scale
Today: Distribution at Scale
Tap Invest is a unified platform built around four products that support Indian savers at every stage:
ultra: Institutional-grade debt investing with balanced risk and stable returns for those ready to move beyond FDs.
Tap Partners: APIs and integrations that let advisors, platforms, and institutions offer debt products without building them.
Tap Capital: The debt origination arm sourcing and warehousing high-quality debt assets to power Tap’s ecosystem.
Bonds (coming soon): A simple retail gateway to bonds and quality debt products, making first-time investing accessible.
Tap Invest is a unified platform built around four products that support Indian savers at every stage:
ultra: Institutional-grade debt investing with balanced risk and stable returns for those ready to move beyond FDs.
Tap Partners: APIs and integrations that let advisors, platforms, and institutions offer debt products without building them.
Tap Capital: The debt origination arm sourcing and warehousing high-quality debt assets to power Tap’s ecosystem.
Bonds (coming soon): A simple retail gateway to bonds and quality debt products, making first-time investing accessible.
Tap Invest is a unified platform built around four products that support Indian savers at every stage:
ultra: Institutional-grade debt investing with balanced risk and stable returns for those ready to move beyond FDs.
Tap Partners: APIs and integrations that let advisors, platforms, and institutions offer debt products without building them.
Tap Capital: The debt origination arm sourcing and warehousing high-quality debt assets to power Tap’s ecosystem.
Bonds (coming soon): A simple retail gateway to bonds and quality debt products, making first-time investing accessible.
Tomorrow: Warehousing & Sourcing
Tomorrow: Warehousing & Sourcing
Tap Invest will deepen its move into origination and asset sourcing. As the largest distribution platform, Tap Invest will warehouse and structure the best debt assets available. It will attract quality borrowers and enable them to raise capital at better terms.
Tap Invest will deepen its move into origination and asset sourcing. As the largest distribution platform, Tap Invest will warehouse and structure the best debt assets available. It will attract quality borrowers and enable them to raise capital at better terms.
Tap Invest will deepen its move into origination and asset sourcing. As the largest distribution platform, Tap Invest will warehouse and structure the best debt assets available. It will attract quality borrowers and enable them to raise capital at better terms.
The Long View: A 10,000 Year System
The Long View: A 10,000 Year System
Tap Invest is being built as a system of record, designed to evolve with users' financial lives, not against them.
Tap Invest wants to be there when a saver makes their first Rs 1000 bond purchase and scale it up to Rs 5 crore portfolio when they're ready. Tap Invest wants debt investing to be organized, clear, transparent, and simple to understand not fragmented and opaque.
This is infrastructure being built to last.
Tap Invest is being built as a system of record, designed to evolve with users' financial lives, not against them.
Tap Invest wants to be there when a saver makes their first Rs 1000 bond purchase and scale it up to Rs 5 crore portfolio when they're ready. Tap Invest wants debt investing to be organized, clear, transparent, and simple to understand not fragmented and opaque.
This is infrastructure being built to last.
Tap Invest is being built as a system of record, designed to evolve with users' financial lives, not against them.
Tap Invest wants to be there when a saver makes their first Rs 1000 bond purchase and scale it up to Rs 5 crore portfolio when they're ready. Tap Invest wants debt investing to be organized, clear, transparent, and simple to understand not fragmented and opaque.
This is infrastructure being built to last.
Our Philosophy
Our Philosophy
Our Philosophy
Debt isn't complicated. Access to it is.
Indian savers have been underserved not because they lack capital or discipline, but because the infrastructure to serve them never existed. Tap Invest is building that infrastructure.
Organizing what was fragmented. Transparenting what was opaque. Making available what was gatekept. Tap Invest exists so every Indian can save in bonds. That's the work. That's why Tap was built.
This is Tap. India's largest debt ecosystem.
Debt isn't complicated. Access to it is.
Indian savers have been underserved not because they lack capital or discipline, but because the infrastructure to serve them never existed. Tap Invest is building that infrastructure.
Organizing what was fragmented. Transparenting what was opaque. Making available what was gatekept. Tap Invest exists so every Indian can save in bonds. That's the work. That's why Tap was built.
This is Tap. India's largest debt ecosystem.
Debt isn't complicated. Access to it is.
Indian savers have been underserved not because they lack capital or discipline, but because the infrastructure to serve them never existed. Tap Invest is building that infrastructure.
Organizing what was fragmented. Transparenting what was opaque. Making available what was gatekept. Tap Invest exists so every Indian can save in bonds. That's the work. That's why Tap was built.
This is Tap. India's largest debt ecosystem.